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Motoring Articles Found Online Which We Believe Will Be Of Interest To You.
As consumers, we often lack understanding of common car insurance and safety truths. Myths that are simply not true have sprouted up over time, and we as naive drivers have followed them because we do not know any better. .. Read our full article © Copyright of Car Insurance Warehouse 2008
When purchasing car insurance, it is important that you explore your policy information carefully, and make yourself aware of any hidden costs. Many insurance companies will write penalty costs into the policy terms and conditions that you may not be aware of. .. Read our full article © Copyright of Car Insurance Warehouse 2008
When you drive a car, there are many obvious costs involved, including gas and car insurance. What most drivers often overlook, is how much they are paying out each year in extra costs that could easily be avoided or lessened. With gas prices soaring up another 20 percent this past year and car insurance rates going up, everyone is trying to save. Here are a few simple ways that you can cut car costs.. Read our full article © Copyright of Car Insurance Warehouse 2008
From lowering your insurance premiums to adding a teen driver to your policy, buying car insurance can be a confusing, overwhelming, and expensive process. However, it is a necessary part of life, and can save you a lot of stress and money in the future. It may seem like a daunting task, but there is an easier way to shop for car insurance quotes and rates. Read the full article © Copyright of Amy Danise 2008
The insurance industry will be making use of the latest technology in order to move forward in the future, an industry body has claimed. According to the Association of British Insurers (ABI), black box technology which records a driver's movements has already been launched in Staffordshire. The group commented that such technology could soon be used across the car insurance industry in order to ensure that motorists receive the right premiums to suit their driving. Malcolm Tarling, spokesman for the ABI, remarked that this method would be of benefit to safer drivers and a hindrance to dangerous road users. He said: "Insurers will certainly use advances in technology and the goal that they are always trying to achieve is to ensure that the price that they charge for insurance reflects the actual risk." Meanwhile, Moneyexpert.com has stated that there has been a rise of six per cent in car insurance premium costs across the sector. Read the full article © Copyright of yesinsurance.co.uk 2008 Vince Yearley wants a large enough car for his wife to drive their three children, plus good fuel economy and room for his mountain bike to avoid parking fees. As a spokesman for the Institute of Advanced Motorists, it has to be a five-star Euro NCAP, He can spend up to £6,000. By insisting on a five-star Euro NCAP rating he misses out on the four-star old shape Ford Mondeo. These are sensational value now and are extremely affordable. If we can find a 2.0TDCi version it will return 47.1mpg. In size terms you get a lot of car for your money as there is plenty of space inside the estate version with a load area that is long and wide. Even better, it will seat five adults in some degree of comfort. I found several at £6,000 at car dealers and supermarkets that had covered 60-80,000 miles, some as recent as 2004. Alternatively there is the Renault Laguna estate, which also has a five-star rating. An estate model is not as spacious as the Ford, nor as reliable, but they are also good value now. A 2004 1.9 DCi that will return 47.1mpg will be within the £6,000 budget. Read the full article © 2008 Independent News and Media Limited - Written by: James Ruppert Read Full Article Ford is unveiling its revamped Fiesta, critical for the ailing US giant's recovery; while Tata, the diverse Indian conglomerate, will try to wow the audience with its new micro vehicle, the Nano, billed as the cheapest mass-market car on the road. But behind the scenes, Ford and Tata will be working to finalise a deal involving two bigger beasts in the automotive jungle. If all goes to plan, Ford should be able to announce later this week that it will finally offload its UK car marques, Jaguar and Land Rover (JLR), to Tata for around $2bn (£1bn). It would be a symbolic deal, marking a retreat by the mighty Ford from a large part of the luxury sector and confirming the huge ambitions and financial resources of companies from emerging nations as they look to become players on the world stage. Tata, the owner of Corus - formerly British Steel - and Tetley tea, will shortly add two of the most famous names in motoring to its list of assets. Ford, which lost $2.7bn in 2007, put the two car makers on the block last summer, and hoped to clinch a deal by the end of 2007. But negotiations dragged on and on, in large part due to some hard bargaining by the trade unions. advertisement According to Dave Osborne, automotive national secretary for Unite, Tata has agreed to stick with the business plan that Ford had laid out for JLR until the end of 2011. This means job security for the 16,000-strong workforce, taking on pension liabilities and a promise to keep open the three production plants. "The manufacturing footprint will remain the same," said Mr Osborne. Just as important, he said, was that Tata would continue to source car components from Ford's other UK operations in Wales and east London, helping to preserve jobs in the supply chain. But will such promises last? JLR has been a financial black hole for Ford. It paid £3.5bn for Jaguar in 1989 and £2.7bn for Land Rover in 2000. In the near-20 years Ford has owned Jaguar, it is thought to have pumped another £7bn into the business - but has never managed to turn a profit. The man who led the design of the world's cheapest car, the Tata Nano, is obviously not used to the spotlight. But today he is getting the kind of attention India usually lavishes on its Bollywood film stars. © Copyright of Telegraph Media Group Limited 2008 - Written by: By Russell Hotten Read Full Article It may not meet Western standards, but with the arrival of the Tata Nano, India's motor industry has come of age. The man who led the design of the world's cheapest car, the Tata Nano, is obviously not used to the spotlight. But today he is getting the kind of attention India usually lavishes on its Bollywood film stars. The Tata Nano's launch on Thursday marked the day that India's skills in "frugal engineering" – once represented by clunky, garishly painted Tata trucks, antiquated Ambassador taxi cabs and Mahindra jeeps – finally came of age. Mr Wagh and his team have designed a car at a fraction of the cost of anything the best minds in Japan, Detroit, Korea and China have achieved. The Rs100,000 (£1,300) price is about half that of both the Maruti 800, the cheapest car on Indian roads, and the Chery QQ, China's cheapest model. For the first time, a car has been placed in the same price bracket as a flat-screen TV, a London commuter's season ticket, or an upmarket mountain bike. Time will tell whether it will become an icon like previous "people's cars", the Volkswagen Beetle, the Citroë* 2CV and the Mini. But with its bulbous front bonnet, hooped roof arch and small tubeless wheels, it has enough character to be in with a chance. A better comparison, though, is the Model T Ford and the VW Beetle – cars that transformed the motor industry by bringing car ownership to a new class of people. Research from PricewaterhouseCoopers suggests that by halving the cost of India's entry-level vehicle, Tata could create 1.8 million new car buyers, doubling the size of the market. All the signs, then, are that there will be little spare capacity at the West Bengal factory where Tata will be operating from October this year. It is designed to produce 200,000 cars a year, and can be upgraded to produce 350,000. So how did Tata do it? Ratan Tata said the company had not scrimped on quality to bring the cost down: "Many said this dream couldn't be achieved – some scoffed at what we would produce. Let me assure you that the car we have designed will meet all the safety requirements of a modern car, and have a lower pollution level than even a two-wheeler." Ratan Tata is right to boast that the Nano is far safer than two-wheelers, which have double the fatality rate of cars. As for the potential increase in congestion and pollution, he asks: "Should the masses be denied the right to have an individual form of transport?" Indian car manufacturers may have roared into the consciousness of consumers in the US and UK with the launch of the Nano. But we are set to hear more from them before the end of this year – and not just because of Tata's likely acquisition of the Land Rover and Jaguar brands. Read Full Article I always new that a mini was fairly economical on the best of days. The truth is that they always were and probably always will be. With todays EU regulations, emmission restrictions and more effiecient engines most car return a great mpg. I have a Fiat Stillo 1.9JTD and I get an incredible 47.5 mpg driving and driving between Worthing and Brighton every day. 72mpg. From a Mini? Yeah, right. It's one thing, measuring fuel economy in a laboratory, but another to return the same results out on the road. Particularly when that drive involves scooting from Basingstoke to Torquay and back, almost solely on A and B-roads. But then, who said entering the MPG Marathon, to see if we could match the official 'combined' economy, would be easy? One Mini Cooper D. One sealed fuel tank. Yours truly and driving partner Emma, milling about the AA HQ one bright, early morning. In eight hours time we would be in Torquay, but to get there - well, that was the challenge. Navigation? No problem: Emma would be fine, I told her (no chat from me that "if we go wrong, we may as well go home"). Fuel? Well, if we ran out, I really would go home. No, the challenge was pace. Or, lack of it. What's the most economical speed? As slow as you can get away with. But, unwilling to cause a pile-up by doing 20mph on the M3, brainwork was required. Momentum is the MPG Marathon driver's friend. And the organisers ensured gnashing teeth by putting the start line on a hill. I started up, used minimal revs, and stalled. I restarted, piled on a few revs, felt like I was flooding entire continents with diesel, reached the start line and hit the stop button. Twenty yards and I was emotionally destroyed. Ah well, I thought as two lycra-clad Renault girls leapt out of nowhere; only 7.59 hours to go. Then, the organisers waved a flag, we did an inverse GP start, and drove off, slowly. In fourth gear before the start line was out of sight. Economy driving demands forward planning; I had the first two miles plotted within, well, the first two seconds. Until a stray Focus spoiled my free-flowing route. Then I discovered economy driving is also about swearing at other motorists who stumble into your way. The Mini exceeded 1,800rpm for the first and only time as I poked through a gap rapidly eaten up by a veering Peugeot 406, whence Emma swore at me; then, we hit the M3 and finally relaxed. Downhill, no throttle, in gear on engine overrun (so it doesn't go to idle)... and what's this looming ahead? A van? Yes, doing 28mph. Wow. Read Full Article Well I never thought this could happen! It seems that blocking the Traffic Police Radar Guns beam could put you in court for perverting the course of Justice? We have always thought this was allowed, but not anymore. This article was posted in The Guardian.. A businessman who had a speed gun "zapper" fitted to his Range Rover and then denied knowledge of it to police was fined £5,000 yesterday and banned from driving for a year. John Eady, 61, who had been close to losing his licence for repeated speeding offences, was found guilty of perverting the course of justice. He denied knowing that the £350 transponder had been attached to the luxury 4x4, but a jury at Doncaster crown court decided that he was not telling the truth. The judge, Jacqueline Davies, said: "I am also satisfied that you took deliberate action in acquiring this equipment with a view to avoiding further points." A four-day trial heard that the transponder had appeared to deflect a handheld police "laser gun" during a routine speed check in June last year. Eady, from Sheffield, who runs a laboratory equipment firm and drove some 140,000 miles a year, was targeted when he seemed to be ignoring a 40mph zone. A traffic officer aimed the speed gun, but it failed to register and showed an error message. Eady was traced to his home and police found the device, which may be legally used to open garages or gates. Read the full article and more importantly than that, remember this story and tell your friends!!! Read Full Article Here is an article I found on Aviva.com which suggests that UK drivers no longer know the basics of how a car works anymore. It must be true that kids today really do spend much time playing TV games then, or is it just that they don't want to get their hands dirty? Anyway read the article and try not to break down ok. Stopping to help a fellow driver in trouble may soon be a thing of the past, with 81% of younger drivers admitting they're not up to speed with basic car maintenance skills. In fact the study, commissioned by RAC Rescue, reveals that nearly half of all younger drivers are simply too embarrassed to stop and help. Nearly two thirds of young drivers aged 25-34 admit they would not help someone whose car had broken down, compared to 65% of drivers their parents' age who would gladly help out. Worryingly, nearly one in ten of all UK drivers are afraid they would cause more damage to a car if they attempted to help! On average, over half of young drivers do not know how to carry out some of the most common breakdown problems - changing a tyre, push starting a car and jump starting a car. There are more "Good Samaritans" remaining in some parts of the UK than in others. Read Full Article London, the largest city in the UK has been named as the number one hotspot for car crime. Data from car insurance provider Admiral has revealed that the three biggest areas for vehicle-related crime in the UK are all within the boundaries of the metropolis. Admiral managing director Sue Longthorn remarked: "We expect car crime to be higher in inner city areas, but it's surprising to see that 40 per of the top ten are in one city, even if it is London." Read Full Article The number of drivers caught by speed cameras has fallen for the first time, according to government figures which reveal that widespread complaints about excessive enforcement have finally forced a retreat by police and local authorities. All of the main types of motoring offence, including illegal parking and driving without insurance or an MoT certificate, have declined. For the first time in more than a decade drivers are less likely to be given a penalty than in the previous year. “The authorities have finally realized that showing a small degree of flexibility can be more effective than huge numbers of fines, even though they are making less money.” Read Full Article I had popped in to town for some last-minute shopping and parked in the local multi-story car park, paid for a ticket at one of those pay and display machines and stuck it to the windscreen. I was shopping for about an hour - like most blokes I'm in and out like an SAS strike - so I was back at the car long before the ticket expired. But then I noticed something stuck to the window? Yes, a blooming parking fine, that's what. Fuming, I tried to find the clearly-blind traffic warden to get an explanation and sure enough he/she was nowhere to be seen. I did find a car park worker who explained that I had parked on the floor reserved for business parking during the week, and to prove it pointed out the tiny sign prohibiting parking in those bays. To them parking enforcement means a never-ending supply of money (in 2005 alone £1.16 billion was collected in parking fines). Read Full Article The use of a hands-free kit while behind the wheel is as dangerous as drink driving, according to a new report. research displayed results which could mean many drivers are putting themselves and others at risk of being involved in an accident and therefore having to make a claim on their car insurance. Those who took part in the tests were asked to take the wheel in a driving simulator and follow a virtual car. They were then required to stop when the car in front did and were tested on their reaction times, once without distraction, once while using a mobile phone, once while using hands-free and finally while over the drink-drive limit. The conclusions fell in line with previous studies... Read Full Article Five million UK workers are at risk of invalidating their car insurance by using their own vehicles for business use, a survey shows. The poll of more than 1700 people for insurance comparison website gocompare.com found that these employees drive an average of 303 business kilometres per month, despite not being covered for business usage. Private car policies typically provide cover for motorists driving to work, but not for other work-related use, including driving to company sites other than their usual workplace. Common business journeys made in a private car were travelling to a training course (31 per cent of those surveyed), going to the bank (25 per cent), driving to another office (24 per cent), travelling to meet clients or suppliers (23 per cent) and attending company away-days (15 per cent). Hayley Parsons, managing director of Gocompare, said extending motor insurance cover to include business use could be "relatively inexpensive", with some insurers not charging additional premiums. Copyright ©2008, APN Holdings NZ Limited Well we are very happy to let you know that it's back, the MPH Motorshow that is... In our opinion this automotive extravaganza is the very best event in the British Motoring Calander. Huge stars of the automotive industry; JEREMY CLARKSON, RICHARD HAMMOND AND JAMES MAY will be hosting the Spectacular live motoring theatre. The world's most desirable cars will be on show at Earls Court London and also the NEC in Birmingham this November. We highly recommend that you be there to view all the exclusive UK car launches in Earls Court over the 2nd, 3rd and 4th of November. You will also get the chance to catch up on the very latest accessories and gadgets. There is only one true MPH show and it's promoters promise it will be Car Heaven. Ohh by the way we will be there as guests of Performance Direct Motor Insurance. ( Thanks!!! ) Finds out all about the show -- click here The Road Traffic Act requires all motorists to be insured against their liability for injuries to others (including passengers) and for damage to other people's property resulting from use of a vehicle on a road or other public place. It is an offence to drive your car or allow others to drive it without insurance. Read Full Article Insurance companies are uncovering and preventing fraudulent insurance claims worth over £1 million every day according to latest research from the ABI (Association of British Insurers). The ABI’s latest research into general insurance fraud reveals that: - Insurers are uncovering and preventing fraudulent claims worth £480 million a year, or £1.3 million every day. This is three times the amount detected in 2003. - One in 11 claims - around one million - are in some way fraudulent. Of these 85% involved exaggerating the value of a genuine loss. - Nearly a half of all detected fraud was on household insurance. Typical scams exposed include deliberately damaging carpets then claiming the damage was caused accidentally. Nick Starling, Director of General Insurance and Health at the ABI, said:“Fraudulent insurance claims cost £1.6 billion, and add £40 a year to the premiums paid by honest customers. But the industry is fighting back. Insurance cheats are more likely to be caught than ever before. And cheats will pay a high price as future insurance and credit will be more expensive and harder to obtain.” Read Full Article The biannual show opens to the public on October 27th. It's the best place to go to see the wackiest concepts in the world. No Japanese car manufacturer dares let the others outgun it, for fear of losing face. Don't expect too many of these to make production, though it would be fabulous if they did. Here's our view on the best concepts and the most exciting production cars unveiled this month. Read Full Article this is Sussex Police Force's latest new recruit - a 148mph Lotus Exige S. Dressed in full police uniform and with a set of flashing lights on the roof, it is Britain's fastest police car and can hit 60mph in only 4.1 seconds. Add in nimble handling, a grippy chassis and a 218bhp supercharged engine.. Read Full Article Are you thinking about buying a new car? Saved up a little extra money for a deposit and you have an idea of which car you want to buy? It’s an exciting time but one that’s fraught with anxiety. There’s so much choice, so much detail and enough horror stories to fill a Hollywood epic. Car buying is a tough task, but follow these simple steps and you’ll come out on top. General Principles At the point of sale it’s much too easy to take things for granted and to become bamboozled by all the jargon. This is a major purchase and so take a deep breath and wade into the fine print. Before you sign anything, take time out to study the contract in detail. Be 100% sure of what you’re signing. Read Full Article Six in ten parents admit they would consider insuring their child's car in their own name, adding the child as a secondary driver, to bring insurance costs down. But the practice, known as 'fronting', is against the law and parents who do it risk fines, invalidating their cover and jeopardising future insurance for their children. Hayley Parsons, managing director of insurance comparison website gocompare.com, which carried out the survey, says that as insurance premiums have soared it is not surprising that parents want to do all they can to help their children. 'But parents should not be tempted to hide a young motorist as a named driver on a policy,' she says. 'Where fronting is exposed, insurers will cancel the policy or charge the correct premium as a lump sum. Read Full Article More than 2,600 drivers have had their insurance cancelled by broker Hastings Direct of Bexhill, East Sussex, after it made a mistake with their premiums. Some might now be driving without insurance cover. The internet-only broker wrote to 2,600 policy-holders whose policies were affected last week. Jeffery Roberts, spokesman for Hastings Direct, says a programming error when working out premiums meant policyholders were paying too little. Read Full Article A war of words has erupted between Direct Line and online price comparison companies, including Confused.com, after the insurer began an advertising campaign describing price comparison sites as 'middlemen'. Direct Line argues that price comparison sites do not give a fair representation of the market as they omit some major insurers, including Direct Line, from 'best buy' tables. Moreover, Direct Line says, the sites promote the very cheapest insurers when the policies on offer exclude many of the features drivers may expect when they take out insurance. Read Full Article Motorists are paying record amounts to insure their cars, with premiums more than doubling during the past 13 years. Crashes caused by uninsured drivers and the increasing cost of repairing new cars are blamed. So too are the cost of treating survivors and the boom in 'no-win, no fee' legal firms chasing claims. Average car insurance premiums rose by 2.5% during the three months to the end of June, increasing the average cost of annual comprehensive cover to £822, the AA said yesterday. This compares with £408 when it launched its insurance premium index in July 1994. Read Full Article Did you know that your car probably costs nearly as much as your mortgage each month? At £511 a month, the average cost of insurance, petrol, parking, servicing, breakdown cover, depreciation and finance payments is just £68 lower than the typical mortgage, according to research by Direct Line. Although motoring costs have risen by 56% in the past 20 years, three-quarters of us now own a car and some 400,000 people are expected to buy new cars with the latest 2006 registrations this month, says Sarah Modlock on the Yahoo Finance website. Read Full Article When you switch to a new Credit Card you get an interest free period for 6 months, maybe even a year. Then when the teaser period is over, wham: you get hit with the usual whopping credit card interest rates. Instead of paying 0% you’re suddenly paying 20%. Again, the bank has its fingers crossed that rather than bother to do the admin to move again you’ll just pay up and they’ll make good any losses they might have made on you during the interest-only period. Car insurance is no different. It’s a hugely competitive market and all the providers are desperate to get themselves on to the best buy tables in the newspapers and on the internet. To do this and so as to get new clients in they slash their prices – often down to levels that make them no money at all – for the first year you are with them. Then when renewal time comes around they just hike the price and hope for the best. Read Full Article If you are interested in switching your motor car insurance or would like to get an free no-obligation car insurance quote, that's an insurance comparison website which will evaluate multiple rates from best-in-class car insurance providers, helping you save time and money on your next car insurance policy. Ge a free, fast no obligation car insurance quote from Compare the Market right now - Click here
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